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Comparison · prices checked every day

Microsoft Copilot vs MiniMax: which is worth paying for?

The current plans and our verdict on each tool, side by side. Prices come from each vendor's own pricing page and are checked every day.

Microsoft Copilot

DEPENDS DEPENDS — worth it for some people

Microsoft Copilot's free tier covers everyday chat; paying is for volume, storage and advanced features.

Tested by us on Sep 28, 2026 · with user reports

Cheapest paid
$9.99/mo
What's free
$0
Our test score
9.6/10

Our test (hands-on): free tier 9.6/10, as of Sep 28, 2026

Copilot (free)

$0

Microsoft 365 Personal

$9.99/mo

Microsoft 365 Family

$12.99/mo

Microsoft 365 Premium

$19.99/mo

Microsoft 365 Pro

$99.99/mo

MiniMax

DEPENDS DEPENDS — worth it for some people Re-checking after a price change

Whether to pay for MiniMax depends on your usage: Max posts strong test scores, but Le Chat Pro at $14.99/month and Gemini's free plan cover most lighter users.

Tested by us on Oct 1, 2026 · with user reports

Cheapest paid
$22/mo
What's free
None
Our test score
8.8/10

Our test (API): paid tier 8.8/10, as of Sep 28, 2026

Plus

$22/mo

Max

$55/mo

Ultra

$132/mo

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