Independent verdicts on paid AI plans. Prices re-checked every day. We may earn a commission from "Visit" links. How we make money
shouldipay.ai

Category · 6 tools tracked, 6 with a published verdict

Chat assistants: which are worth paying for?

Our verdict on each tool's paid plans, its cheapest paid price and, where we have run it, our own test score. Prices are checked every day on the vendors' own pages; the last check was on Sep 28, 2026.

YES3 toolsDEPENDS3 toolsNO0 tools

Cheapest paid plan, compared

Prices checked Sep 28, 2026 · scores are free-tier averages

How to read it

Each tool sits at its cheapest paid monthly price. A score badge marks tools we have tested; the others say "not tested yet", because we never guess a score.

Only 2 of 6 tools have a published score, too few to compare price with quality. With 3 or more scores this becomes a price-vs-score chart.

DeepSeek bills by usage or has no monthly USD price, so it sits in its own slot.

Data: our published tool pages. Scores are out of 10 (70% quality, 30% automatic checks). How we test

All chat assistants

  1. Claudeby Anthropic · verdict Sep 28, 2026
    YES

    Paying unlocks Claude Code, Opus, and higher limits that the free plan lacks.

    Cheapest paid$20/moProFree plan
    Our score—not tested yet
    Pricing, docs & user reports
  2. Geminiby Google · verdict Sep 26, 2026
    YES

    Paying adds massive storage and higher usage limits that make the tool practical for regular work.

    Cheapest paid$4.99/moGoogle AI PlusFree plan
    Our score9.1/10free tier
    Tested by us · Sep 26, 2026
  3. Grokby xAI · verdict Sep 28, 2026
    DEPENDS

    SuperGrok adds speed and models; SuperGrok Plus adds 1080p video. Choose based on your need for video or just higher limits.

    Cheapest paid$30/moSuperGrokFree plan
    Our score—not tested yet
    Pricing & docs only
  4. DeepSeekby DeepSeek · verdict Sep 25, 2026
    DEPENDS

    DeepSeek offers high-concurrency API access with usage-based billing, but lacks a free tier.

    Cheapest paidusage-basedusage-based billing
    Our score—not tested yet
    Pricing & docs only
  5. Le Chatby Mistral AI · verdict Sep 25, 2026
    DEPENDS

    Pay for Pro if you need unlimited task scheduling and 15GB storage; the free plan covers casual use.

    Cheapest paid$14.99/moProFree plan
    Our score—not tested yet
    Pricing & docs only
  6. MiniMaxby MiniMax · verdict Sep 28, 2026
    YES

    MiniMax has no free plan, but its paid tiers offer strong value for coding agents and heavy API usage.

    Cheapest paid$22/moPlus
    Our score8.8/10paid tier
    Tested by us · Sep 25, 2026

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