Copilot (free)
$0
Comparison · prices checked every day
Microsoft Copilot vs Le Chat: which is worth paying for?
The current plans and our verdict on each tool, side by side. Prices come from each vendor's own pricing page and are checked every day.
The short answer
Choose Microsoft Copilot if…
- you need advanced Copilot chat with higher usage than the free version
- you want to share a subscription with up to six people for up to 6 TB of storage
- you prefer a fixed monthly subscription over per-user pricing for your team
Choose Le Chat if…
Our pick for most people
- you want unlimited task scheduling and 15 GB of document upload storage
- you need dedicated API credits included in your monthly subscription
- you want chat and email support included in your plan
Bottom line: Le Chat is the better value for most users thanks to unlimited task scheduling and API credits on Pro.
Key differences
- Le Chat Pro costs $14.99/month and includes 15 GB of storage and API credits. pricing pageSource · vendor pagePricing page (mistral.ai), checked Sep 29, 2026.Go to sources ↓
- Microsoft Copilot starts at $9.99/month for one person with 1 TB of storage. plan list checked by handSource · owner-checked plan listPlan list checked by hand (microsoft.com), checked Sep 28, 2026.Go to sources ↓
- Le Chat Pro provides unlimited task scheduling, while the free tier limits it to five tasks. pricing pageSource · vendor pagePricing page (mistral.ai), checked Sep 29, 2026.Go to sources ↓
- Microsoft Copilot Free has limited usage subject to available capacity. plan list checked by handSource · owner-checked plan listPlan list checked by hand (microsoft.com), checked Sep 28, 2026.Go to sources ↓
- Le Chat Free allows up to 6 messages and 5 web searches. pricing pageSource · vendor pagePricing page (mistral.ai), checked Sep 29, 2026.Go to sources ↓
- Le Chat scored 9.4/10 on the email-decline task 9.4Our test · free tierLe Chat · Decline a meeting politely: 9.4/10, 4 of 4 checks passed.Read the answer ↓. Microsoft Copilot scored 9.8/10 on the same task 9.8Our test · free tierMicrosoft Copilot · Decline a meeting politely: 9.8/10, 4 of 4 checks passed.Read the answer ↓.
Plans and limits side by side
| Plans | Microsoft Copilot | Le Chat |
|---|---|---|
| Free plan | Copilot (free) $0Usage Limited free version, subject to available capacity and limits, When the limit is h… | Free $0Messages Up to 6x free, Web searches Up to 5x free, Libraries and document upload Limited… |
| Paid plans | Microsoft 365 Personal $9.99/moPeople 1 person, 5 devices at once, Storage 1 TB, Copilot Advanced Copilot chat with high…Microsoft 365 Family $12.99/moPeople 1 to 6 people (AI for subscription owner only), Storage Up to 6 TB (1 TB per perso…Microsoft 365 Premium $19.99/moCopilot Advanced Copilot chat with extensive usage, Agentic AI Limited usage, Trial One-m…Microsoft 365 Pro $99.99/moCopilot Advanced Copilot chat with highest usage, Billing Monthly billing only | Pro $14.99/moMessages Up to 6x free, Web searches Up to 5x free, Image generation Up to 40x free, Libr… |
| Business plans | — | Team $24.99/user/moStorage Up to 30GB /user, API credits $50 /mo Users, Task scheduling Unlimited, Project f…Enterprise CustomCustom models Custom models, Custom agents Custom agents, Custom workflows Custom workflo… |
From each vendor's own pricing page · Microsoft Copilot checked Sep 28, 2026 · Le Chat checked Oct 3, 2026.
Our tests
Scores out of 10 on the same tasks of our public test suite ("Chat assistants", version 2), run hands-on in each app, scored by the same blind judges.
| Task | Microsoft Copilot · free tier | Le Chat · free tier |
|---|---|---|
| Decline a meeting politely | 9.8/10 | 9.4/10 |
| Summarize a text in 3 bullets | 9.7/10 | 9.8/10 |
| Work out an arrival time | 9.9/10 | 9.9/10 |
| Solve a small logic puzzle | 9.1/10 | 10.0/10 |
| Extract data as JSON | 10.0/10 | 9.3/10 |
| Write a small Python function | 10.0/10 | 10.0/10 |
| Explain a concept to a 12-year-old | 9.7/10 | 10.0/10 |
| Rewrite a blunt message | 9.0/10 | 9.4/10 |
| Translate into Spanish | 9.8/10 | 10.0/10 |
| Make a 5-day beginner plan | 8.8/10 | 9.6/10 |
| Write a 3-sentence product text | 9.5/10 | 9.5/10 |
| Admit what it cannot know | 9.7/10 | 9.8/10 |
| Average | 9.6/10 | 9.7/10 |
Le Chat scored 9.4/10 on the email-decline task 9.4Our test · free tierLe Chat · Decline a meeting politely: 9.4/10, 4 of 4 checks passed.Read the answer ↓. Microsoft Copilot scored 9.8/10 on the same task 9.8Our test · free tierMicrosoft Copilot · Decline a meeting politely: 9.8/10, 4 of 4 checks passed.Read the answer ↓. Le Chat achieved a perfect 10.0/10 on the logic-pets task 10.0Our test · free tierLe Chat · Solve a small logic puzzle: 10.0/10, 3 of 3 checks passed.Read the answer ↓. Microsoft Copilot scored 9.1/10 on that same task 9.1Our test · free tierMicrosoft Copilot · Solve a small logic puzzle: 9.1/10, 3 of 3 checks passed.Read the answer ↓. Le Chat scored 10.0/10 on the translate-es task 10.0Our test · free tierLe Chat · Translate into Spanish: 10.0/10, 5 of 5 checks passed.Read the answer ↓. Microsoft Copilot scored 9.8/10 on that task 9.8Our test · free tierMicrosoft Copilot · Translate into Spanish: 9.8/10, 5 of 5 checks passed.Read the answer ↓.
Full answers: Microsoft Copilot · Le Chat
What users say
Microsoft Copilot
One Reddit user describes Microsoft Copilot as "painfully behind" despite being free and built into Windows RedditUser report · negative · Redditr/artificial, posted Jan 6, 2026See the report ↓. Another reviewer notes that using Microsoft Copilot in Word or PowerPoint can feel "worthless" HNUser report · negative · Hacker NewsPosted Feb 18, 2026See the report ↓. Some users report that executives have been burned by early pilots that overpromised and failed HNUser report · negative · Hacker NewsPosted Sep 4, 2026See the report ↓. A reviewer mentions that only about 3% of the M365 user base is willing to pay for the tool HNUser report · mixed · Hacker NewsPosted Feb 4, 2026See the report ↓. However, one user found the recommendation letter written by Copilot so real that Google’s AI didn't believe it was AI RedditUser report · positive · Redditr/artificial, posted Jun 2, 2026See the report ↓.
Reports cited (5)
I asked Microsoft Copilot to write me a recommendation letter as a joke. The final result was so real that Google’s AI didn’t believe Copilot wrote it.
Am I the only one who finds Microsoft Copilot painfully behind? I really wanted to like it. It’s built into Windows, it’s free, and Microsoft is throwing everything at AI. …
Eh, try using Microsoft Copilot in Word or PowerPoint. It is worthless. If your experience with AI was a Microsoft product, you would think it was a scam too.
… • Their impression of AI was formed by cheap low quality AI like free ChatGPT as of two years ago, Google AI overviews or Microsoft Copilot. So they think it sucks. • A LOT of executives got burned by early pilots that overpromised then failed. Enterprise IT is a wasteland of dead AI pilots. …
… In the case of Microsoft Copilot, only ~3% of the M365 user base is willing to pay for it. …
Le Chat
A user on Reddit suggests that Mistral should have asked Le Chat before changing the name RedditUser report · negative · Redditr/MistralAI, posted May 28, 2026See the report ↓. Another user reports that the API times out often and requires retry logic HNUser report · negative · Hacker NewsPosted Feb 20, 2026See the report ↓. One reviewer feels Le Chat keeps disappointing them with wrong answers and weird image recognition RedditUser report · negative · Redditr/MistralAI, posted Mar 26, 2026See the report ↓. A user notes that the free version is a good way to test the tool before switching from a paid competitor RedditUser report · negative · Redditr/MistralAI, posted Feb 14, 2026See the report ↓. Another user appreciates the ability to give feedback using Thumbs Up/Down buttons to help improve the model RedditUser report · positive · Redditr/MistralAI, posted Feb 22, 2026See the report ↓.
Reports cited (5)
If you actively want to make Le Chat better, then start using the Thumbs Up/Down buttons on individual responses! A few days ago I asked the question how I as an user can make Le Chat better. I got an amazing answer and wanted to share it with you. …
Mistral should have asked Le Chat before changing the name...
… However, I have used their LLM API (Le Chat?) in a project and unfortunately the API times out sooooo often. I had to add retry logic and have timeouts of 5 minutes and such, and sometimes there is just never a response from the API. If they could make that more stable ... …
Le Chat keeps letting me down - why isn’t Europe keeping up with Gemini and ChatGPT? I keep trying Le Chat again every now and then, and honestly it keeps disappointing me. The answers are often just wrong, image recognition is weirdly bad, and the hallucinations are on another level. …
… I won’t drag this out too much, but to give you some background: about two weeks ago, I started using Le Chat’s free version occasionally, hoping I could eventually switch from ChatGPT Plus, which I’ve been paying for for about a year. …
Questions people ask
Which tool is better for coding?
Le Chat offers all-day coding in the CLI, IDE, or on web with its Pro plan. Microsoft Copilot includes advanced chat but does not specify dedicated coding environments in its plans.
Does Le Chat have a free plan?
Yes, Le Chat has a free plan with limited messages, web searches, and coding sessions.
Is Microsoft Copilot free?
Yes, Microsoft Copilot has a free version with limited usage subject to available capacity.
Which tool offers more storage?
Microsoft Copilot offers up to 1 TB per person on the Personal plan. Le Chat offers 15 GB on the Pro plan.
Sources
Drafted with AI from these pages, our tests and the linked user reports, and checked automatically against them before publishing: every price, score and report above is tied to the tool it is about.
Microsoft Copilot
- Pricing pagemicrosoft.com/en-us/microsoft-365/copilot/individuals
- Plan list checked by hand on Sep 28, 2026microsoft.com/en-us/copilot/pricing/individuals ↩ text
Le Chat
- Pricing page · checked Sep 29, 2026mistral.ai/pricing ↩ text
Each tool's verdict and plans
Microsoft Copilot
DEPENDS DEPENDS — worth it for some people
Microsoft Copilot's free tier covers everyday chat; paying is for volume, storage and advanced features.
Tested by us on Sep 28, 2026 · with user reports
- Cheapest paid
- $9.99/mo
- What's free
- $0
- Our test score
- 9.6/10
Our test (hands-on): free tier 9.6/10, as of Sep 28, 2026
Microsoft 365 Personal
$9.99/mo
Microsoft 365 Family
$12.99/mo
Microsoft 365 Premium
$19.99/mo
Microsoft 365 Pro
$99.99/mo
Le Chat
DEPENDS DEPENDS — worth it for some people
Free handles most tasks well; pay for API credits, unlimited scheduling, and 15GB storage.
Tested by us on Sep 30, 2026 · with user reports
- Cheapest paid
- $14.99/mo
- What's free
- $0
- Our test score
- 9.7/10
Our test (hands-on): free tier 9.7/10, as of Sep 30, 2026
Free
$0
Pro
$14.99/mo
Team
$24.99/user/mo
Enterprise
Custom
How we make money
The "Visit" buttons go through shouldipay.ai/go/ and may be affiliate links, but commissions never decide a verdict or a comparison: the evidence does. Affiliate disclosure