Is InVideo AI worth paying for in 2026?

What's free

InVideo AI has no free plan; the cheapest option is the Starter plan at $20/month. The tool does not offer a free tier, so every user starts with a paid subscription. The Starter plan includes multiplayer editing, timeline editing, and full access to professional tools like color, audio, and 3D features. It also provides 40 hours of timeline editing at no extra cost. However, it limits users to 400 credits per seat per month, which translates to 160 Nano Banana Pro generations or approximately 15 Seedance 2 fast videos. You cannot access Seedance 2.5 or Seedance 2.0 at 4K resolution on this tier.

What paying adds

Paying unlocks the full suite of AI video generation tools and higher credit limits. The Plus plan costs $50/month and provides 2,000 credits per seat per month, allowing for 800 Nano Banana Pro generations or 56 Seedance 2 videos. It also includes access to Seedance 2.5, Seedance 2.0 at 1080p and 4K, and early access to advanced AI features. The Max plan at $100/month offers 5,000 credits per seat, enabling 2,000 Nano Banana Pro generations or 142 Seedance 2 videos. It includes the lowest cost per credit and up to 20 guest seats. All plans support up to 5, 10, or 20 seats respectively, with guest seats available on Plus and Max tiers.

Bottom line

InVideo AI is best for teams and creators who need robust AI video generation capabilities and are willing to pay for the convenience of an all-in-one platform. If you need Seedance 2.5 or 4K video exports, the Plus or Max plans are necessary. For those on a tight budget, alternatives like Runway or Descript offer lower entry points. Remember that unused credits do not roll over to the next month, so plan your usage carefully.